Monday, June 29, 2015

the aggregate debt of the 500 top borrowers is Rs 28,76,000 crore....while qualified professionals get zero to start their own establishment

My comment on Business standard reporting that " the aggregate debt of the 500 top borrowers was Rs 28,76,000 crore, about 73 per cent of total bank lending to the industry, services and export sectors. As many as 83 of these 500 largest borrowers have already been formally tagged as financially distressed. Within these 83, operating profitability barely covers the interest required to be serviced in most cases; there is also the absence of any strong parent.". ,,,,,,,,,,,,,,Alok Tholiya I hv been demanding that loan should be only against security , mortgage or surety. But instead Indian bank and RBI and Finance ministry gives 1000 crores to one who can never return loan and even for paying interest they borrow further. Additionally they are given loan for posh houses, posh cars and posh offices. Such loan must not be given specially who is not showing enough profits. Even company must not be allowed to give huge perks and comforts to directors and executives unless company shows profits. How can morally company in red feels to provide expensive comforts to loss makers. Worst is not only they hv gulped borrowed money but has also hit the shareholders badly. If any Company is making loss for last three years should be asked to wind up, or merge or sell to other profit making company. But we see that funds are continued to be given for decades to loss making company. There is a big fault in giving such huge loan for decades without showing profits and without securities. And on the other hand genuine fund seekers like engineers, doctors, ;lawyers etc are not given few crores loan for their own offices, establishments. A doctor was refused loan by all banks or are offered small fraction of needed funds and that too for only 5 to 7 years. To repay housing loan they give fifteen years but for place for a clinic they want repayment in 5 years. My reading is that few r allowed huge loan without securities as RBI, FM, bank chairman are in unofficial partnership with bund nibblers, cheaters and frauds who get billions by giving false balance sheet.

Tuesday, June 23, 2015

Alok on minister Prabhu going in sleep while doing yoga

Alok on minister Prabhu going in sleep while doing yoga: Nothing wrong. If u hv not slapet well and were busy in work or had other pressures then yoga will help u relax and send you in good sleep. It is OK> no need to criticise on such things. V rmaking issue look like he was a pilot and plane would hv crashed as he had gone to sleep. Pl. let all of us raise issues affecting us badly and not just sarcastic remarks diluting serious issues and wasting our energy.

Alok on : Ram Madhav and muslim fanatics strengthening hands of China.....

Alok on : Ram Madhav and muslim fanatics strengthening hands of China.....

The divisive politics by fanatic hindus and Muslims will lead to weakening of nation and advantage will go to China. Pak etc are to small for us but China will definitely benefit. Yoga is very good for anyone who does. It is a good thing to introduce in schools, offices and etc but those who want to avoid can be given options and no where any word must, compulsory must come. And no fanatic like Ram madhav must pass any comment on choices of different persons. Pl. pl. pl. avoid non useful controversies for personal gain. Ram Madhav, MIM , MPB etc want to gain media attention and that should not be given to them so easily for nonsense comments.

They flourish on sick divisive comments and only personally gain but harm NAMO, Nation and peace and progress.

Only incentivised family planning and not hurting each other will ensure growth and law and order otherwise we r inviting ISIS and Talibani by distancing Muslims from us and allowing them to seek shelter somewhere else. Hindu fanatics with loose tongue have harmed country the most. MIM upsurge is already seen and in next 10 years we will see ISIS in 40% of Muslim populated area. And violence everywhere. And for this we will have to thank fanatics of both side ......our next generation will live like kashmiris live and such huge Indian army is unable to contain separatists........fools wake up . Work for cordiality and togetherness for enjoying fruits of democracy, peace and progress.

Friday, June 19, 2015

Alok to Shri Aditya Thackeray: V hv a hope from u but....

Alok to Shri Aditya Thackeray: V hv a hope from u but.... At 3.29 am I saw on India today how several nations like UK, Singapore, Japan  and so on ensured that their cities are not so badly affected in monsoon. But India today does not know it all depends on genes and will power. V do not hv such blood in case of our city engineers, planners, politicians, bureaucrats who can think , plan, and execute something futuristic and for the benefit of all and for our future generations.  They had such milk in mouth since birth that they hv only learnt to gulp funds, partner with BMC contractors, break SWDs, roads, footpaths and then rebuild and then again break and then again rebuild. They do not hv any wish and know how to do better then that. Forget about giving city any thing futuristic. I invite Aditya Thackeray to visit my building surroundings and see whether storm water drains are cleaned? Whether the illegal migrants r choking or not nalas who hv settled after Shivsainik hv become corporator, whether chamber covers are missing or not....... I told before that before plunging in politics he should take study tour to various cities like Singapore, Dubai, Tokyo, London and so on. Study their way of working and then do something for city revolutionary and then take charge of leadership. But he seems to hv entered directly and is now forced to protect the inefficient corrupt non visionary system. And Mumbai civic body has so much of money that they can hire best of consultants and give contracts to best of international agencies. But Civic mafia is so much controlling things that they only break and remake roads, gutters and footpaths and with still worst designs and quality. Civic mafia has all commissioners, engineers and corporators in pocket. And Mumbai can not improve.

Thursday, June 11, 2015

AK is easily getting flabbergasted...like a child and there r ppl who want that ....losers AAM ADMI

AK is easily getting flabbergasted...like a child and there r ppl who want that ....losers AAM ADMI

I hv been saying this for decades that even if v reduce taxes to 25% what v pay today still our progress will be much more then what v hv seen. But v r Taxed heavily and then that money is syphoned off by top bureaucrats and ministers . Our voters r corrupt too who vote for language, community, money, free saree/ free tv and so on. V hv only one hope that if AK removes / ignores distractions and concentrate on honest work then he will b able to prove my contentions but he is too busy with jung with jung and internal rivalry. There is no org. which does not hv internal politics , there is no org which does not hv some interference and distractions but over coming that is a success but AK seems to be defocused and common men will b losers again.

Tuesday, June 9, 2015

My take on Tomar and mad caps fanatics of BJP:

It takes ages and sea of human and sacrifices of millions to form one good political party. And therefore party is bigger than any individual and definitely bigger then an idiot. Not every time u can form a political party having mass support. After ages v hv NAMO's BJP and AK's AAP. Millions all over India hv sacrificed so much that a force to reckon with is there before age old giants Cong, SP, CPI, DMK, .....and so many . Now some idiots are allowed to spoil the image of NAMO and BJP by their sick statements and the statement which achieve nothing. And on the other hand AK is allowing suicide of party by sheltering Tomar. Where is a problem in asking Tomar to resign till inquiry is pending? I wrote that before a month ago. Is Tomar more important AAP? AAP on which there r hopes of millions of poor, middle class, honest and so on. AK as member I call upon you to politely request Tomar to resign with assurance of any help ethically due from party and future come back if he comes clean. Bhagwan Ram had to send Sita ji vanvas for the sake of setting an example for future rulers but we hv not learnt to follow them but only worship him.BJP and AAP is getting badly affected due to sins of few but greater sin of nonaction by NAMO and AK respectively.

Saturday, June 6, 2015

I m pro dignity and relief to aam admi

Even if my family member was PM, CM, Guv, or anyone I will b pro RTI and not pro any individual. If he does good then that is what one has to do in precious human life and if he does wrongs then needs treatment accordingly. I m not pro or against NAMO, AK, Rahul or so on. I am pro their good actions and against their bad actions. I m pro dignity and relief to aam admi and relaxation on all devilish laws against aam admi. And I am pro strict laws against non performing, non replying, harassing, delaying bureaucrats and politicians.